Who is Currency?

Currency is a platform that rapidly increases the speed, effectiveness, and efficiency of your sales cycle. We provide a combined solution for every purchase type your customer chooses. Through our service, your customer can choose to finance the sale or pay via credit/debit card or initiate an ACH.

What is CurrencyPay?

CurrencyPay is a transaction enablement platform that makes complex transactions radically simple. CurrencyPay will offer your customer to pay via credit/debit card, ACH, e-check or financing at the point of sale to give full functionality to your client. You, as a merchant, can send out electronic invoices and let your customers pick the payment option that they like online: from their phone, laptop, and office computer or at your store.

What is CurrencyFinance?

CurrencyFinance is an automated underwriting and funding platform that will allow your customer to complete a credit application, pick desired terms and sign loan documents online. The entire process from starting an application and walking out with the piece of equipment of your desire takes less than 10 minutes.

How do I use both CurrencyFinance and CurrencyPay to customers’ benefit?

All payment options are combined into one, which allows your customer to have an innovative checkout experience: now your customer has the ability to pay via credit card for a portion of the sale and finance the rest in the same flow.

How do I use both CurrencyFinance and CurrencyPay to the benefit of my business?

We want to make sure that Currency products put money back in your pockets. By combining point of sale financing and payment processing, we are transforming the traditional cost center of merchant processing and turning it into a profit center by letting you take full advantage of Currency Rebates.

What is a Currency rebate system?

The currency rebate system is our way of offering you savings on all of your merchant processing. We combine your financing and processing volume to calculate rebates back to your account each month

What are my standard processing costs?

Card processing is broken down into two basic categories: card present and card not present transactions. Card not present transactions happen anytime a card is not physically used in a terminal, (i.e., e-commerce transactions keyed transactions and over the phone transactions). Card non-present rate is a fixed cost of 3.29% + $0.30 per transaction. Card present transaction happens anytime a card is physically used in a terminal. Card present rate is a fixed cost of 2.59% + $0.30 per transaction. ACH transactions are 0.50% with fee capped at $5 per transaction

We offer a variety of terminals based on your needs and requirements.

Who do I call if I have a question?

You will have a designated Account Manager who will attend to all of your needs. In addition, all Account Managers are supported by our Payment Implementation team to answer more in-depth technical questions.

Where do I sign up?

You can start processing and financing with CurrencyPay in as little as 4 hours after completing your application. Start your application here.